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Car Loan

With a pre-approved loan from Link Finance you’ll be able to get the best deal.


You need a new car, and have no spare cash? Looking to buy online from Trade Me, Auto trader, going to an auction, buying privately or from a registered trader then we are the people you need to talk to. Link Finance are able to quickly process your application and give you an answer so that you know what you can spend. We’ll sort out a pre-approved loan before you start looking so you can negotiate your way to a new vehicle as a cash buyer.


Don’t worry if other companies have turned you down for credit. We’ll look at all options available to get you back on the road. We will even consider NO DEPOSIT loans.


As part of the car financing process it’s important that you are comfortable with the car loan you’re getting. To help ensure this we place an emphasis on fully explaining what’s involved in your loan application as simply and fully as possible.


We can also look at refinancing your existing Car loan if you believe you have financed at a high interest rate or if the payments are too high and you would like to decrease them.

Specialist in car Finance and Car insurance

  • No or low deposit
  • Learner / International drivers licence
  • Poor Credit Or No Credit History
  • Approval for Work Visas
  • Highly competitive interest rates from 10.50%
  • Pre-approved Car Loan
  • New Immigrant car Loan
  • Outstanding customer service
  • Fast & Easy Approval


We can help you find the perfect vehicle at wholesale price though our Dealer Network and save you thousands!



Bad Credit Car Loan


At Link Finance we’re expert for Bad credit car Loan.


Most of us need a car to help us in our daily lives – but very few of us can lay our hands on the sums of money required to buy a decent quality car that we’re confident won’t let us down.

Many of us have had problems in the past where a change of circumstances have meant that we have missed payments on a credit card or loan, perhaps we’ve lost our job, or having children has put pressure on our finances. Events like these can result in us having a bad credit history and make it more difficult to borrow for the things we need in the future.

If you believe your past credit history might give you a problem then come and talk to us about what you need and talk us through why you believe your bad car credit history might cause problems. Our friendly team will look at all the options, we’ll discuss your circumstance with several different car finance companies and if there’s a way to help with your bad credit situation in a way that suits you we’ll find it.

And don’t worry – we’ll be straight with you and let you know if your bad credit history is such that we won’t be able to help.


We can’t help everyone – but you can be sure we’ll do everything we can to get you into the driving seat of the car you’re dreaming of.





0800 11 77 86


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Contact us

Link Finance

108 B Station Road

OTAHUHU, Auckland

T: 09-2761116


Fax: 09-2769449

Email: finance@linkfinance.co.nz

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