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GAP Insurance

GAP Insurance (also known as Guaranteed Asset Protection)

Is insurance against a shortfall that may occur in the event that your vehicle is stolen or written off, and your Comprehensive Motor Vehicle Insurance payout does not cover the loan balance outstanding on your finance agreement.

This could potentially leave you with a shortfall of  thousands of dollars.

A shortfall may occur when you include purchase related expenses such as stamp duty, registration, dealer delivery or comprehensive insurance cover in the loan which do not add to the vehicles value. Or, it may occur when the vehicles value falls faster than the loan balance due to the combined effect of accrued interest and the vehicle depreciating.

Benefits of GAP Insurance

  • Reduces or eliminates your financial exposure to a shortfall between the insurance payout and the outstanding balance on the loan
  • Provides the potential to borrow additional funds to purchase a better vehicle
  • Provides added protection for your credit rating
  • The premium covers you for the full term of the loan and can be included in the amount financed

Who does GAP Insurance suit?

GAP Insurance is suitable for all customers who finance a motor vehicle and want peace of mind and protection from financial exposure that may occur should their vehicle be stolen or written off.

Want to know more?

To find out more about GAP Insurance or get a quote, call us on 0800 11 77 86

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Contact us

Link Finance

108 B Station Road

OTAHUHU, Auckland

T: 09-2761116


Fax: 09-2769449

Email: finance@linkfinance.co.nz

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