Drive Your Business Forward By Getting Your Truck On Finance
Buying your first truck or expanding your fleet has been made easier through Link Finance’s fast truck loans NZ.
Way to borrow
Smart loans for financing trucks in New Zealand
Link Finance arranges truck loans for Kiwis working as contractors, logistics companies, or tradespeople, thus giving them the freedom to invest in vehicles and empower their business.
Loan term
plan your loan term from 6 months to 5 years and pay at your ease.
Loan purpose
Whether you want to buy a new truck, upgrade the equipment, or even refinance your existing vehicle finance, our truck loan option will help you.
Loan types
secured loans result in lower interest rates if you are buying trucks, but if you don’t have assets already, we still have the unsecured loans nz for you.
Repayment options
Pick a suitable repayment option; weekly, fortnightly or monthly as per your cash flow cycle.
Interest rates
Your personalized credit profile and loan details decide the interest rates that usually starts from 8%.
Transparent fees
We believe in keeping things upfront so our loan fees is clear from the very beginning.
Who can apply?
Who’s eligible for a truck loan in NZ?
To apply for a truck loan with Link Finance, you’ll need to meet a few basic criteria:
- Be at least 18 years old
- Be a New Zealand citizen, resident, or hold a valid NZ visa
- Hold a valid New Zealand driver’s licence
- Have been in business or employed for at least 6 months
- Minimum annual income of $30,000 (business or personal)
Startups? No worries, we also support new ventures looking for their first business truck loan.
Our Simple Process
How truck loans work at Link Finance
Getting a truck loan doesn’t have to be stressful. Here’s how our process works:
Apply online
Fill out our easy online form. It takes just minutes.
Fast approval
Our experts will review your application and give you a quick decision usually within 1–2 business days.
Get funded
Once approved, we’ll deposit the funds into your account. You’ll be ready to hit the road in no time.
Use our smart loan calculator to estimate your repayments and total loan amount.
Plan Before You Apply
How Much Would You Like To Borrow?
Apply NowEstimated
Repayments From
$783
$46,965 Total
Total $46,850
Calulated At An Example Rate
Why choose Link Finance for truck loans NZ?
Local experts
We know the New Zealand transport and logistics industry. Our team is here to help with real advice not robots.
Personalised support
We’ll find the best loan solution to match your budget, goals, and vehicle needs.
Fast turnaround
Need a commercial truck loan fast? Most approvals happen within 48 hours.
Testimonials
Customer feedbacks
Hear what our valued customers have to say about their experience with our services. We’re proud to deliver satisfaction and lasting impressions.
Secure your truck loan and hit the road
Every job depends on reliable equipment. Whether you’re hauling goods, running deliveries, or transporting tools, a truck loan from Link Finance helps you stay ahead of the game. Our truck loans NZ are designed to be flexible, affordable, and hassle free so you can focus on running your business, not chasing finance.
Ready to move forward? Use our online truck loan calculator to estimate repayments and apply now. Link Finance is here to help you get behind the wheel quickly and confidently.
Our Rates And Fees
We believe in flexibility, offering tailored solutions without fixed fees or rates. Whether it’s a short term Bridging loan, Debt consolidation, Car Loan and Business loan, we have the right loan to match your unique needs.
Interest Rate Range
8% - 22.95%
Loan Limits
$2000 - $100,000
Loan Terms
1 Year - 5 Years
Frequently Asked Questions
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