Loans NZ Made Easy — Own Your Dream Car

Let Link Finance help everyday Kiwis secure fast, reliable loans in NZ for car, personal, and business needs—with flexible terms and easy approval.

Guiding kiwis towards the right and convenient finance solutions
Satisfied clients across New Zealand
Serving finance industry for more than 10 years

Loan Ready & Covered Steady.

One Stop for Loans & Insurance

Vehicle Loans

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Term Loan

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Easy Experience

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Safe and protected

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Wordwide Locations

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One term fees

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Merchant Payment

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10+

Loan Ready & Covered Steady.

Finance Services Designed For Everyday Kiwis

Car Loans

Our vehicle finance nz lends you tailored car loans if you are upgrading or finding a new one

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Truck Loans

Nz loans for trucks facilitates you in buying your first truck or expanding your fleet

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Business Loans

Growing your business takes resources. We provide business loans NZ so you can invest and expand with confidence

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Marine Loans

From jet skis to boats, we choose the right marine finance to get you out on the water

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Home Renovation Loans

Turn your house into a home you have always dreamed of with our reliable home renovation loan nz

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Comprehensive Car Insurance

Protect your car from accidents, thefts, or anything in between with our comprehensive car insurance

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Mechanical Breakdown Insurance

Our mechanical breakdown insurance covers the unexpected mechanical failures of your vehicle

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GAP Insurance

GAP insurance keeps you financially protected whenever your car insurance stops

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Loan Ready & Covered Steady.

One Stop for Loans & Insurance

Car Loans

Your trusted partner in loans your next vehicle.

Truck Loans

Your trusted ally in truck loans solutions.

Business Loans

Empowering growth through flexible business loans.

Marine Loans

we are your trusted marine loans brokers with experience.

Home Renovation Loans

Experts in securing loans for home renovation.

Comprehensive Car Insurance

Essential car insurance your peace of mind partner.

Mechanical Breakdown Insurance

Don’t let fear of breakdowns link finance hold you back.

GAP Insurance

Protection for car theft or write-Off situations guaranteed

Get a Loan in Simple Steps

The Right Finance Nz Is Just Two Steps Away, No More Confusion Or Rejection.

Fill out the quick online form & provide your recent bank statements

The perfect lender will be sorted out for you to keep things moving

Just Moved To New Zealand? We Will Help You Secure The Right Car Loan

Moving to New Zealand can feel quite challenging when you think of getting car finance loans for your new vehicle. Link Finance makes it simple for the new residents, work visa and student visa holders to secure the right loans for cars.
Our team understands your situation and helps you find a loan that truly fits your lifestyle and budget, no matter if you have moved from the UK, South Africa or Asia.
Link Finance speeds up the process of your loan approvals through quick digital applications, flexible terms and conditions, and with the no-deposit option. So, you can secure the loans conveniently and start enjoying your life in New Zealand.
Our competitive rates and flexible terms make the borrowing stress free for the new Kiwis, even if you are on work or student visa, making Link Finance your go-to option for getting loans.

Just Moved To New Zealand? We Will Help You Secure The Right Car Loan

Moving to New Zealand can feel quite challenging when you think of getting car finance loans for your new vehicle. Link Finance makes it simple for the new residents, work visa and student visa holders to secure the right loans for cars.
Our team understands your situation and helps you find a loan that truly fits your lifestyle and budget, no matter if you have moved from the UK, South Africa or Asia.
Link Finance speeds up the process of your loan approvals through quick digital applications, flexible terms and conditions, and with the no-deposit option. So, you can secure the loans conveniently and start enjoying your life in New Zealand.
Our competitive rates and flexible terms make the borrowing stress free for the new Kiwis, even if you are on work or student visa, making Link Finance your go-to option for getting loans.

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Local Lendars
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Trusted Applicants
Use our smart loan calculator to estimate your repayments and total loan amount.

Plan Before You Apply

How Much Would You Like To Borrow?

Apply Now

Loan Amount

For How Long

Estimated
Repayments From

$783

$46,965 Total

$180

Total $46,850

9.95%/p.a

Calulated At An Example Rate

Use our smart loan calculator to estimate your repayments and total loan amount.

Plan Before You Apply

Why Choose Link Finance?

Car Finance Experts You Can Trust

At Link Finance, we’re real people offering real support no confusing jargon or hidden terms. Because car finance NZ isn’t just about getting a vehicle it’s about the freedom and opportunities that come with it.

Smarter car loans NZ for every kiwi driver

Get behind the wheel faster with quick, easy car loans NZ wide. Enjoy a seamless application process with no impact on your credit score, plus fixed interest rates for complete peace of mind.

Fast. Simple. Sorted

We handle the hard stuff so you don’t have to. From application to approval, we make your journey smooth, no long waits, no mountains of paperwork, just reliable car finance NZ that works.

About us

Learn about how Banca works

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Active Customers

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OUR COVERAGE

We provide services worldwide

Brazil

Canada

Australia

USA

South Korea

Bangladesh

Get Your Personalised Loan in NZ

Need a loan that’s tailored to your needs? We specialise in helping Kiwis get the right loan in NZ, with flexible options and local support you can count on.

Fill in the form and one of our finance experts will be in touch shortly.

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Frequently Asked Questions

Everything you need to know about car finance NZ with Link Finance.

We are finance brokers in New Zealand connecting kiwis to the trusted lenders in the market and arranging loans and insurance for their financial needs.

Link Finance helps Kiwis including:

  • First-time buyers and returning borrowers
  • Customers who are stuck and can’t find the right lenders
  • Clients with poor or no credit history
  • People with past defaults
  • Clients with resident, work, or student visas (international)
  • Drivers with learner-restricted or overseas licenses
  • Recipients who cannot meet the income criteria

We offer a wide range of loans including:

  • Car loans
  • Poor credit loans
  • Business loans
  • Truck loans
  • Marine loans, etc.

Check out our loan pages to find out about other services.

The process is quite simple; you don’t have to go through endless paperwork. Fill out an online form, attach the required documents with it and submit. Our team will review your application and arrange the funds shortly.

Yes. Whether you want to buy a new car or upgrade your existing one, we offer car loans nz for both situations.

Link Finance offers competitive interest rates depending on the loan type and your financial situation. However, our interest rates start from as low as 8%.

The basic requirements to apply for a loan are:

  • Applicants must be at least 18 years of age
  • The minimum loan amount should be $3000
  • For those with a learner's license or poor credit history, the loan amount should not be less than $600.

We're on a mission.

At LinkFinance, we’re using cutting edge technology to transform the industry and deliver financial services that actually work for you.