If you are 18 years or older (up to 21 years, a guarantor may be necessary), a New Zealand permanent resident, have a steady income, and can showcase your capacity to meet repayment obligations, you may be eligible for a business loan.

The approval timeframe is influenced by several factors:

The speed of our response is directly tied to the amount of information you furnish; more information leads to quicker processing.

Larger loan requests may necessitate additional time for assessment.

Loans linked to property may experience a slightly extended approval process.
Nevertheless, we strive to provide a same-day response for all received applications.

Our business loans in New Zealand range from $5,000 to $100,000. The specific loan amount is contingent upon the security provided. A higher level of security enhances the likelihood of securing the requested loan amount. Additionally, we conduct assessments of affordability and review credit profiles as part of the application process.

Certainly, you have the option to make additional repayments or raise your minimum repayment amount to expedite the loan payoff. It’s worth noting that there is a nominal early settlement fee of $75 associated with this.