Business Loans

Business Loans

Link Finance Business Loans

Want to grow your business this year?

We’ll help you find a flexible business loan that allows you to drive growth and move your business forward. We offer expert advice, a fully independent loan brokerage service, and a simple application process with fast approval.

When you come to us, we’ll search business loan products from all leading lenders to find the best deal for your circumstances. Get in touch with us at Link Finance today.

For any queries, feel free to contact our team at 0800-1177-86. Your next adventure awaits!

Working Capital Term Loans

Getting a working capital term loan can help fund your growth. They are a more flexible alternative to traditional business lending and are suitable for all cash flow requirements. You can use a working capital term loan for a range of purposes related to the day-to-day running of your business.

Interest Rate Range

11.95% - 22.95%

Loan Limits

$5000 - $100,000

Loan Terms

3 - 12 Months

Business Loans For Any Need

Machinery Financing

Work Vehicles

Expansion & Upsizing

Who can apply?

Eligibility To Qualify For a Loan:

There are a few minimum requirements you need to meet:

If you are 18 years or older (up to 21 years, a guarantor may be necessary), a New Zealand permanent resident, have a steady income, and can showcase your capacity to meet repayment obligations, you may be eligible for a business loan.

The approval timeframe is influenced by several factors:

The speed of our response is directly tied to the amount of information you furnish; more information leads to quicker processing.

Larger loan requests may necessitate additional time for assessment.

Loans linked to property may experience a slightly extended approval process.
Nevertheless, we strive to provide a same-day response for all received applications.

Our business loans in New Zealand range from $5,000 to $100,000. The specific loan amount is contingent upon the security provided. A higher level of security enhances the likelihood of securing the requested loan amount. Additionally, we conduct assessments of affordability and review credit profiles as part of the application process.

Certainly, you have the option to make additional repayments or raise your minimum repayment amount to expedite the loan payoff. It’s worth noting that there is a nominal early settlement fee of $75 associated with this.

How Much Would You Like To Borrow?

Apply Now

Loan Amount

For How Long

Repayments From


$46,965 Total


Total $46,850


Calulated At An Example Rate

What You Can Expect From Link Finance

Who Can Apply For Finance?

We Make Loan Easy

Crafting A Personalized Loan Just For You.

Get Competitive Fixed Rate

Fill out the application form online and attach the required documentation and submit.

Pay At Your Pace

Flexible loan options spanning up to 5 years, with the freedom to make payments weekly, fortnightly, or monthly to suit your needs.

Fast And Efficient Service

Experience the simplicity of our user-friendly online application and approval process.