Get Unsecured Personal Loans NZ Without Any Security
From covering the emergency expenses to funding life’s big moments, our unsecured personal loans NZ are designed for everyday kiwis. This will help you secure the funds without any collateral.
Smarter way to borrow
Secure Fair loans when life throws unforeseen expenses
Not everyone has the assets to secure a loan and it should not hold you back. Whether its for education, health problems, traveling, or debt consolidation, Link Finance offers unsecured loans NZ without tying it to any property or asset.
Loan term
Pay it back the way you feel convenient, whether you want to clear it quickly or opt for longer terms to reduce the stress on your wallet.
Loan purpose
You can use it for anything; from paying medical bills to home renovations, consolidating debts or even bridging a financial gap. What’s best? You don’t have to worry about any security.
Loan types
We provide tailor-made unsecured personal loans with no security strings attached. You can borrow freely and meet your financial goals.
Repayment options
Link Finance gives Kiwis the freedom to choose whatever repayment options they want to go with. Weekly, fortnightly, or monthly, whatever works with your cash flow.
Interest rates
We work precisely to offer you personalized interest rates depending on your current income, starting from as low as 8%.
Transparent fees
Link Finance clearly communicates its fees since the beginning; including the establishment and account management charges.
Who can apply?
Who can apply for unsecured personal loans NZ?
To qualify for a loan through Link Finance, applicants must:
- Be at least 18 years of age
- Be a New Zealand citizen, resident, or valid visa holder
- Have a stable source of income from work, self employment, or benefits
- Demonstrate the ability to repay the loan based on financial and credit background
We welcome first time borrowers and offer clear guidance every step of the way.
OUR PROCESS
Fast & Easy Unsecured Personal Loan Process
You can have your unsecured personal loans approved in just 3 simple steps!
Apply online
Complete our short and simple online form it takes just minutes.
Fast assessment
We aim to assess applications quickly most unsecured personal loans NZ are processed within 1–2 business days.
Get funds fast
Once approved, we deposit funds promptly into your account, so you can take action right away.
Use our smart loan calculator to estimate your repayments and total loan amount.
Plan Before You Apply
How Much Would You Like To Borrow?
Apply NowEstimated
Repayments From
$783
$46,965 Total
Total $46,850
Calulated At An Example Rate
Why Choose Link Finance?
Personal loan experts
We understand life’s challenges and help tailor a loan to your personal situation.
No collateral needed
Access funds quickly without risking your home, car, or other assets.
Fast turnaround
From application to approval and disbursement we keep things moving swiftly.
Testimonials
Customer feedbacks
Hear what our valued customers have to say about their experience with our services. We’re proud to deliver satisfaction and lasting impressions.
Take control of your finances today
At Link Finance, we believe borrowing should be simple and safe. Whether you’re covering unexpected costs or planning ahead, our unsecured personal loans are designed to give you flexibility without the paperwork and pressure of traditional finance.
Use our loan calculator to estimate your repayments, and apply online today your future starts now.
Our Rates And Fees
We believe in flexibility, offering tailored solutions without fixed fees or rates. Whether it’s a short term Bridging loan, Debt consolidation, Car Loan and Business loan, we have the right loan to match your unique needs.
Interest Rate Range
8% - 22.95%
Loan Limits
$2000 - $100,000
Loan Terms
1 Year - 5 Years
Frequently Asked Questions
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At LinkFinance, we’re using cutting edge technology to transform the industry and deliver financial services that actually work for you.
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