Drive With Confidence Knowing Your Repairs Are Covered

Mechanical breakdowns are the unforeseen failures of your vehicles that can disrupt your whole routine. With an appropriate solution like a mechanical breakdown insurance, you can step on the road with peace of mind.

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Smarter protection for your vehicle

Reliable mechanical insurance coverage designed specially for the kiwi drivers

Breakdowns are unpredictable, but your insurance shouldn’t be. Link Finance ensures that Kiwis stay protected from unexpected engine troubles to electrical faults through the right mechanical breakdown insurance.

Coverage terms

Choose from the plan that suits you, whether a short term safety or a longer coverage. We provide you with flexible options so you stay stress free on the roads.

What’s covered

Our mechanical breakdown insurance covers everything from engine and transmission issues to electrical faults and sudden breakdowns that come out of nowhere.

Insurance options

Link Finance gives two types of mechanical breakdown insurance; comprehensive for the new vehicles and essential for the older ones. If you do not know what to choose, our team will steer you towards the right option.

Claim process

We ensure a simple and efficient claim process. If your vehicle undergoes a mechanical breakdown, just contact us. Our representatives will guide you through the process step by step.

Premiums & rates

Your premium depends on the car’s build, its model, and mileage. Link Finance keeps the rates competitive and simple without any hidden charges.

Transparent coverage

No surprises or hidden fees. We keep things clear from day one about what’s exactly covered and what’s not.

What Mechanical Breakdown Insurance Covers

Link Finance has designed the mechanical breakdown insurance to cover unexpected mechanical or electrical failures. Here’s what we commonly cover in this insurance type:

Towing

Battery jump start

Flat tyre assistance

Locked in keys

Emergency fuel

Technical advice and support

Who can apply?

Who can get mechanical breakdown insurance?

You’re eligible if:

Whether you’re a private driver, a rideshare operator, or a business owner with a fleet we’ve got you covered.

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OUR PROCESS

Fast & easy insurance process

You can have your mechanical breakdown insurance approved in just 3 simple steps!

Apply online

Get a quick quote or apply online through our secure form.

Quick assessment

We’ll assess your vehicle and approve eligible vehicles within 1–2 business days.

Instant coverage

Once accepted, your mechanical breakdown insurance kicks in giving you immediate peace of mind.

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Use our smart loan calculator to estimate your repayments and total loan amount.

Plan Before You Apply

How Much Would You Like To Borrow?

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Loan Amount

$1000 $75,000

For How Long

12 Month 60 Month

Estimated
Repayments From

$783

$46,965 Total

$180

Total $46,850

9.95%^/p.a

Calulated At An Example Rate

Why choose Link Finance?

Specialist protection

We understand NZ roads and driving conditions, so our insurance policies are designed with local drivers in mind.

Tailored insurance

Not all cars or drivers are the same. That’s why our mechanical breakdown plans are customisable.

Trusted network

We work with reputable repairers and assessors across New Zealand.

Testimonials

Customer feedbacks

Hear what our valued customers have to say about their experience with our services. We’re proud to deliver satisfaction and lasting impressions.

Excellent service from start to finish. Everything was handled smoothly and professionally. Highly recommend to everyone I know!

Gerry Kellmen

Customer

Very satisfied with the overall experience. The team was responsive, friendly, and made the entire process so simple.

Johnson

Customer

Quick, reliable, and professional service. I’m glad I chose them and would definitely use their services again.

Maxwell

Customer

Outstanding experience from beginning to end. The staff was helpful, kind, and made everything easy for me to manage.

Anderson

Customer

Superb service with great attention to detail. I felt valued and supported throughout the entire process without any hassle.

Michael

Customer

Secure your vehicle's future today

At Link Finance, we help you avoid costly mechanical repairs before they happen. With flexible coverage options, transparent terms, and a fast claims process, our mechanical breakdown insurance NZ gives you the confidence to drive worry free.

Get a quote today or apply online to protect your vehicle now.

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Our Rates And Fees

We believe in flexibility, offering tailored solutions without fixed fees or rates. Whether it’s a short term Bridging loan, Debt consolidation, Car Loan and Business loan, we have the right loan to match your unique needs.