Unsecured Personal Loans

Unsecured Personal Loans

Link Finance Personal Loans

Let Us Assist You in Securing the Perfect Personal Loan

At Link Finance, we understand that each individual’s financial needs are unique. That’s why we offer tailored solutions through our secured and unsecured personal loans to help you achieve your goals with confidence and ease.

Secured Loans

Need a larger loan amount or more favorable terms? Our secured loans might be just what you’re looking for. By pledging valuable assets as collateral, you unlock the power of higher loan amounts and lower interest rates. Whether it’s for home improvements, major life events, or consolidating debts, a secured loan from Link Finance can provide the financial flexibility you need.

Unsecured Loans

For those who prefer not to use assets as collateral, our unsecured loans offer a straightforward path to borrowing. Ideal for smaller amounts and quick access to funds, an unsecured loan from Link Finance allows you to handle personal expenses, unexpected costs, or even fund a dream project without the need for security. The Maximum Loan Amount is $20,000 – perfect for managing smaller to moderate financial needs.

For any queries, feel free to contact our team at 0800-1177-86. Your next adventure awaits!

Eligibility

  • At least 23 years old
  • NZ citizen or valid NZ resident visa holder
  • Valid ID required (driver’s license or passport)
  • Meet minimum credit score criteria
Interest Rate Range

8.95% - 29.99%

Loan Limits

$5000 - $100,000

Loan Terms

12 Months - 5 years

Interest rates starting from 8.95% up to 29.99%.

Repayment terms range from 12 months to 5 years.

Quick Approval — Receive a decision in just 2 hours!

Secured and unsecured loan options available.

Choose between weekly or monthly repayments.

Friendly, expert service from our loan consultants.

What's the Process for Getting a Loan?

Apply Online Now

Our online application takes under 5 minutes to complete.

Get Approved Fast

Our team reviews your application, with most decisions made within 2–4 hours.

Receive Funds in Your Account

Once approved, the loan will be transferred to your account.

We partner with trusted NZ lenders.

How Much Would You Like To Borrow?

Apply Now

Loan Amount

For How Long

Estimated
Repayments From

$783

$46,965 Total

$180

Total $46,850

9.95%/p.a

Calulated At An Example Rate

What You Can Expect From Link Finance

Who Can Apply For Finance?

We Make Loan Easy

Why Choose LinkFinance for Your Personal Loan?

Simple Online Process

Apply online in under 5 minutes, with no obligation. Let us help you secure the finance you need.

Custom Interest Rates

Your situation is unique, and so is your interest rate. We offer rates from 8.95% to 29.99%.

Transparent Process

Enjoy transparent terms with no hidden fees or surprises —clear, upfront information for stress-free borrowing.