Move Your Business Forward With The Right Commercial Vehicle Loans

Your business relies on its wheels. That’s why Link Finance helps kiwi businessmen secure finance that keeps them going on the road.

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Smarter way to borrow

Customsied business vehicle loan for every industry

Whether you are initiating with one van for a startup or expanding the fleet for an established venture, we will connect you with the right lenders who provide business loans for vehicles.

Loan term

Your loan plan can last from 6 months to 5 years, just as you can manage your cash flow while upgrading or expanding the operations.

Loan purpose

With our business loan vehicle, you can purchase from a wide range of needs like vans, utes, truck, or delivery vehicles.

Loan types

Have an asset to back your loan? You can go for the secured option. Don’t have it? Choose the unsecured one.

Repayment options

Choose the repayment plan according to your income cycle and cash flow. Our available options are weekly, fortnightly, or monthly.

Interest rates

Starting from as low as 8%, we offer customized interest rates depending on the loan type, your credit history, and the financial health of your business.

Transparent fees

Everything from the establishment fee to account charges is transparent to the consumer without any hidden surprises.

Who can apply?

Who can apply for commercial vehicle loans NZ?

To be eligible for a commercial vehicle loan through Link Finance, you must:

Whether you’re a sole trader, contractor, or business owner, we welcome first time borrowers. Our team is here to guide you every step of the way.

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OUR PROCESS

Fast & easy commercial vehicle finance process

You can have your commercial vehicle loans approved in just 3 simple steps!

Apply online

Complete our short online application form it takes just a few minutes.

Fast assessment

We review applications quickly most commercial vehicle loans NZ are approved in 1–2 business days.

Access funds quickly

After approval, funds are released promptly so you can purchase or upgrade your vehicles without delay.

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Use our smart loan calculator to estimate your repayments and total loan amount.

Plan Before You Apply

How Much Would You Like To Borrow?

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Loan Amount

For How Long

Estimated
Repayments From

$783

$46,965 Total

$180

Total $46,850

9.95%/p.a

Calulated At An Example Rate

Why choose Link Finance?

Vehicle finance

We understand the demands of transport, delivery, and service based businesses in NZ.

Tailored solutions

Every business has unique vehicle needs, and our loan packages reflect that.

Quick turnaround

We’re committed to fast approvals and disbursement, so your business doesn’t have to wait.

Testimonials

Customer feedbacks

Hear what our valued customers have to say about their experience with our services. We’re proud to deliver satisfaction and lasting impressions.

Excellent service from start to finish. Everything was handled smoothly and professionally. Highly recommend to everyone I know!

Gerry Kellmen

Customer

Very satisfied with the overall experience. The team was responsive, friendly, and made the entire process so simple.

Johnson

Customer

Quick, reliable, and professional service. I’m glad I chose them and would definitely use their services again.

Maxwell

Customer

Outstanding experience from beginning to end. The staff was helpful, kind, and made everything easy for me to manage.

Anderson

Customer

Superb service with great attention to detail. I felt valued and supported throughout the entire process without any hassle.

Michael

Customer

Start driving your business forward today

At Link Finance, we’re here to fuel your journey with the right commercial vehicle loan. Whether you’re replacing an ageing fleet or adding new vehicles for a contract, we offer tailored solutions to support your goals.

Use our online calculator to estimate repayments, and apply today. With Link Finance, the road to business success is just one loan away.

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Our Rates And Fees

We believe in flexibility, offering tailored solutions without fixed fees or rates. Whether it’s a short term Bridging loan, Debt consolidation, Car Loan and Business loan, we have the right loan to match your unique needs.

Interest Rate Range

8% - 22.95%

Loan Limits

$2000 - $100,000

Loan Terms

1 Year - 5 Years

Frequently Asked Questions

Yes. Many businesses use commercial vehicle loans NZ alongside existing loans. These are considered separate and won’t impact your current borrowing arrangements.

Loan amounts typically range from $3,000 to $150,000+, depending on your vehicle needs and repayment capacity.

Absolutely. Choose secured loans for larger amounts or unsecured options for more flexibility based on your business’s needs.

Interest rates vary depending on your credit score, business income, and loan terms. We’ll provide a transparent and competitive offer tailored to your profile.

No. Link Finance is committed to full transparency. All fees—such as establishment or monthly charges—are disclosed upfront.

We're on a mission.

At LinkFinance, we’re using cutting edge technology to transform the industry and deliver financial services that actually work for you.